SMD2 Enterprises, LLC

SPECIAL REPORT: Sell Your Home In Less Than 8 Days!

Dear Friend,

Trying to sell your own home can be a complete nightmare! However, after reading this Special Report, you may very well have a totally qualified buyer within the next eight days..................... ME!

While I can't promise you that I will absolutely buy your house in the next eight days, I can absolutely tell you that I am constantly looking for and regularly buy homes just like yours from other folks in the community. I am completely qualified to buy your home, and very interested in doing just that. As you read this report, you'll get a good general idea of what I look for.

First of all, I am a private individual, just like you. People who have never tried to sell a home themselves just don't seem to understand all that's involved: the details, the time, the waiting, the ads that never seem to make the phone ring. Having strangers walking through your bedroom. Strangers that feel obligated to pick apart the most trivial features of your interior decorating tastes. Two-faced people, who smile and nod and act serious, but never call back. It can be a much bigger hassle than you ever thought possible... in fact, it can easily turn into your worst nightmare!

I do know what homeowners go through when they try to sell their home. You may still be in the "thinking about it" stage. Maybe you've already tried listing your house with an agent... maybe you haven't decided you're ready to go that route yet.

While it can't hurt to list with a Real Estate agent or broker, by the same token, do they ever seem to have the same "feel" for your house as you do? After all, if you had a computer sitting in your office loaded with thousands of nice beautiful houses of all shapes, sizes and price ranges... what kind of real "selling" would you actually do? Would you really go all out and work on selling one particular customer's house? Or would you pick out a selection of several houses for your prospective buyers, hoping to land them on one... any one... of the many homes you'd selected? Come on... you'd go with the numbers. After all, you don't have any personal liability if the seller's house sits an extra week or two... and there's always the next customer. And the next listing. But then, you're no Realtor, either.

That's why more and more folks have gone the "For Sale By Owner" route: you buy your sign, you place your ad, you show your home. You wait. You call back the lookers and leave messages on their answering machines. Maybe you actually get a live one, and write up an agreement! Several weeks pass. You start thinking something's going wrong. Financing?! But it's supposed to be the buyer's job to get a loan, not yours! Right!?

Can you tell I've been there? Right back on square one, with a beautiful new house, priced right, and not a clue on how to make it go away. Looking down the barrel of a deadline to move or some other significant pressure. Sometimes, the reasons people sell their home are great ones... a new job, a transfer, building or buying another home. Sometimes the reasons aren't so good at all... bankruptcy, divorce, foreclosure. Thinking about selling can quickly become waiting to sell... and it's amazing how fast "want to" can become "have to" Whatever the reason, it puts you in a pickle.

What if I were sitting at your dining room table right now, and told you I wanted to buy your home...? No sweat on the credit... in fact, I may very well close with all cash. No problem with the non-assumable loan. No problem catching up any payments in arrears. Would you perk up a little if that were the case?

I obviously don't know how much you owe, how much it's worth, or any of that. Those details can be handled my online form. What I do know... and what you should know, is... If you'll share the facts with me, in complete confidence, I can either tell you within minutes if I can't help you, or I'll come visit you and give you one or more solid offers ... within 24 hours.

With your property, I'll probably structure several options, and let you choose the one that best suits your needs. The purchase price will be sufficient, I guarantee it. I will immediately take the financial burden of any monthly mortgage payments off your back, and I'll also take care of any fix-ups or maintenance, regardless of how minor or serious. What's more, I'll close when you're ready.

You see, I've found that I can make an acceptable profit on homes that even real estate agents have passed up. It's basically because I personally handle the whole process. When I agree to purchase your property... I take it seriously and I treat your house like my very own. Your situation literally becomes OUR situation. And, frankly, I don't know how to make it work any other way.

You Can Get On With Your Life!

Look, like I said earlier, people sell homes for various reasons. Maybe it's a new job that requires a move, and they don't want to carry double house payments. Maybe it's a company down-sizing that creates the problem. It could be bankruptcy for foreclosure... or they could've won the lottery. Perhaps they want to build... they're tired of the same old neighborhood... they need something bigger, something smaller. It could be death or divorce...or marriage or birth. Whatever it is, the house has become something to move beyond. To sell, to put behind you, so you can get on with the business of living your life.

I'm not a cynical person... this is reality. Granted, I don't know your particular reasons for selling, but I do know how to get your house closed as quickly and professionally as possible. In fact...

Here's The Game Plan To Sell Your House Quickly!

After we agree on the purchase price, and verify the amount you owe on the mortgage, if the circumstances are right I may pay all cash at the closing. If not, we may work out monthly payments for a period. Whichever way you go... you get immediate relief from your monthly obligation to your mortgage company.

Please don't misunderstand or assume that we have to "steal" your house, or that you need a lot of equity for me to be interested. I've worked with all kinds of circumstances and have been thoroughly trained to create solutions after so-called "experts" have given up and quit. Again, if you share all the facts with me, I'll tell you within a few minutes if we can help. Now that we've got that clarified, allow me to give you a few examples of how I might help.

In many cases, I may come to closing with the ability to pay off your mortgage, and you'll receive your equity at that time. Other times a purchase deferral program makes more sense. (I'll explain the details in a minute.)

The best part is, your loan doesn't even have to be assumable. Regardless of the type of loan - assumable, non-assumable, assumable with qualifying, FHA, VA, Conventional - I have approaches that work for all transactions. I take care of your monthly payments, take on all responsibility for maintenance and upkeep of your property, and liquidate your asset, before it becomes a liability! Now seriously, does it get any better than that? As I stated before, my approach can work in any situation. We'll create the solutions, and you pick the one you like best!

Let me share some examples with you. In these examples, the names have been changed since I maintain complete confidentiality in all cases. Anyway, this couple, we'll call them John and Mary Smith, contacted me recently and sold me their home within 3 days.

John Smith worked for one of the big companys locally. As often happens lately, he received notice that he was being transferred in 90 days. John and Mary had just built their beautiful 3500 sq. ft. home only two years before. If they couldn't sell before his transfer, their only choice would be to make double payments. The prospect of renting his house out from a distance did not excite him whatsoever. Smart man!

He'd been trying to sell it for over two months when a mutual friend suggested that he call me, and by then he was desparately looking for some answers! He was excited to hear that I had an easy way out for them. Later, at their home, I looked over their loan papers, and we began to solve their problem. You see, they owed $210,000 at 8%, paying $1540.91 a month.

Mary had a friend who was a Realtor, and she'd told them they were probably upside-down (owed more principal and interest than the house would sell for including commissions), since they'd just taken out the loan and they didn't have time to sell it themselves.

All these folks wanted was to get out from under the liability of the loan, so they could be eligible for a new loan on a new house. I agreed to pay John and Mary full retail value (top dollar) upon purchase, and to cover their mortgage payments under a purchase deferral program until then. John and Mary were able to obtain their new financing, based on the agreement between them and me. But most importantly, they were released from liability, thus making life a lot less stressful for them.

It was a win/win situation for all parties involved, and just another example of how this purchase deferral program can work for anyone.

Now I can't promise you that I can do the same for you. But remember, purchase deferrals are only one of many tools in my "arsenal." There's just no way a single Report could possibly answer every question and every need you may have... consider this an overview.

If it strikes a nerve... if you find you're in a position with your home that doesn't seem to be going anywhere, one you think I might possibly be able to help you solve, please contact me today.

Fill out our on-line form (under the "We Can Buy Your Home" Tab) and we can let you know within minutes - not days. You won't get some sales pitch. We'll answer any questions we can right away.

Quickly sell your executive, luxury or estate home for cash without putting it on the market or paying outrageous commissions.......

If you want to sell in the fastest, easiest, and most convenient manner, read this important message. You may discover the perfect solution because we buy houses in your neighborhood!

Selling a house can be a costly and complicated process. Plus, when you need to sell a very expensive property, the challenges can escalate to an unbearable level.

I'm writing to you because I.m a luxury home specialist looking to buy houses in your neighborhood. My company is associated with a group of private investors and we need to buy a number of houses each month.

If you're interested in selling your house quickly for all cash, contact us today. Using private funds that require no bank approvals, we might be able to make you an acceptable purchase offer that will get you fast cash and immediate debt relief. Not quite ready to move?

We can close whenever you want. We have a continuous and ongoing need to buy more high-end properties. Let's work together now to get the ball rolling so you can enjoy the peace of mind knowing that you have a committed buyer lined up when you're ready.

Real estate agents can make tens of thousands of dollars on a single sale but when I buy your house, there are no commissions to pay.

You no longer have to tolerate dozens of total strangers tramping through your home when your home meets our cash/buy criteria. Now you don't have to rely on an agent and wonder why they are not showing the property as often as promised.

If needed, I can close within days. I'm as serious about buying your house as you are about selling it.

That's the biggest difference between selling your house to us versus marketing it with a real estate agent. An agent will list it... hoping it sells. I want to buy your house! And when you're the one with the house for sale, that's a huge difference.

Isn't it true that when an agent lists five, ten, even dozens of houses at a time, it's rare they can give any one property (yours) their close personal attention? It's no wonder that a listed home can sometimes take a long time to sell while you're stuck maintaining the property and making huge payments month after month... not to mention having any money you're expecting from the sale being held hostage until "who knows when."

What's your alternative?

Of course you could just sell it yourself "without an agent" After all, who knows more about the house than you do? But consider this. How many houses have you bought and sold in your life? Two, maybe three? You've probably never had to solve even a fraction of the typical problems that can pop up. right before closing.

Remember, buying a house is a big decision for most people and it's easy for them to get "spooked." At the first sign of a complication or small problem (like a lien, necessary repair, or one of the other typical closing glitches), they can run like a scared jackrabbit.

Then you have to start all over at square one. It's a frustrating experience. Plus, when you try to sell it yourself, you still have to put up with dozens of strangers trampling through your home. Only now you'll have to be there yourself. For some owners, that's a scary thought.

What if you need to move fast?

You could dump the price and hope someone steals your house. But can you afford to do that? Or you could go ahead, move out, leaving it with the agent. Then every month (perhaps while you're making two mortgage payments... most people find that tough to swallow) you hope and pray that someone will buy your old house.

Of course, that's assuming you can get into a new home with the old one unsold. Plus when it's sitting vacant, what's going to stop someone from climbing through the kitchen window and tearing up your property?

Frankly, that's more worry and aggravation than most people need in a lifetime. Pretty grim, huh... Which way do you turn? To an agent with dozens of other listings to handle? Selling on your own and sweating out financing details, lost deals, last minute closing "surprises"? Moving out and hoping you don't get some midnight call with "bad news" about your house?

Here's a better solution, a way out...

If your property qualifies and I come out to see it, I will provide you with a firm written offer. I'll explain everything to you in plain, everyday English. I'll be 100% direct, clear and honest with you... from start to finsh.

In fact, I can usually "pre-qualify" your home right over the phone, in just a few minutes. That can save us both time. If we come to an agreement, I can pay all cash with no contingencies (because, unlike most potential buyers, I don't have to sell another house first). We can close in just days if you like or on the date of your choice. I'll handle all of the paperwork and make all the arrangements ... and you can get on with your life!

I don't know your particular reasons for selling, but I do know how to get your house closed as quickly, and professionally as possible. Imagine, by this time next week your house could be sold.

Can I really buy your house this quickly and easily?

Sounds too good to be true, doesn't it? Well some of it will depend on you. If you want to get above market price for your house, don't bother calling me. I'm a professional and I do need to make a profit. But I'm not out to steal your house either. My profit will come in the future.

Does your property meet my requirements?

Contact my office and let's find out. I buy all types of real estate and I can quickly determine if your house fits my investment needs.

If I don't end up buying your house, I'll be happy to share with you ideas or advice on what you might try next... you'll still have all your other options available. I'll even refer you to an excellent agent if that turns out to be your best option. You have nothing to lose by calling me first.

To learn more and get your questions answered, contact us right away. All information you give us will be held confidential. We'll gather a few facts, do a little research and make a plan for what we might do with your house after we buy it. Then we'll visit the property and give you our best offer that hopefully meets your needs.

Fair enough?

Go to the "We Can Buy Your House" tab and send us your information. We will contact you immediately. Sincerely,

Steven M Davis II

SMD2 Enterprises, LLC

P.S. Avoid putting your house on the market, or coming out of pocket to sell, or relying on an agent, or doing fix-up work to please a picky buyer. Avoid becoming an unwanted landlord, or having your buyer back out at the last minute, or making house payments you can no longer afford. Avoid the expense of maintaining a vacant house, or the threat of losing your home to foreclosure. Regardless of what's most important to you right now, I invite you to explore how we might help without risk.

Whether you are a seasoned pro or you've become a landlord 'accidentally', you will probably agree that land-lording is no walk in the park!

Dealing with tenants calling day and night, potential lawsuits, vacant properties with no income, evictions, vandalism, shelling out money for maintenance, irresponsible tenants damaging your investment, etc., etc., can give you an ulcer before you know it.

On top of all the problems associated with tenants and toilets, do you really know and understand the landlord tenant laws of your state? Many of these laws have stiff penalties for landlords who aren't abiding by the letter of the law!

Fortunately, you don't have to continue like this. We can take that problem property off your hands. Whether your property is vacant or not, whether your property needs repairs or not, we can help.

Click here to contact us!

We are not realtors who are selling someone else's homes, nor are we bankers or loan brokers who get paid to find you a loan. We're actually the owner of several lovely homes which are available for purchase. Since we own the homes, many times (depending on your circumstances) we are willing to finance all or part of the purchase ourselves. All the normal rules concerning credit, debt ratio, proof of income and yes, even down payments are thrown out the window. Since we own the homes, we can be very creative with the financing and structure it to fit your needs.

So, here's what it comes down to. If you're truly interested in buying a home of your own, I'll give you several options after this message. If we have a home you like and you have something we can work with, you can be in a home in less than 30 days. Just be aware that if you have very bad credit and no money - unfortunately we probably can't help you. On the other hand, if you have at least fair credit but little or no money ? or if you have some money but have lost your credit, we can probably help you buy a home now. Please let us look at all the facts before you decide that you can't qualify.

Remember, we own the homes. We can do whatever you and we agree to make it work. You can't imagine how many folks are now in a home of their own because they let us work our magic. Most thought they couldn't qualify and could never buy a home. They were wrong!

Go to www.thebetterbuyhome.com and find out how TODAY!

(KELLER) The nationwide credit crisis may have turned "the American dream" into an extended nightmare for many Texas home buyers and sellers.

Banks and mortgage lenders (who are not going out of business) have tightened up their lending requirements to the point where many home buyers today can no longer qualify for a mortgage.

Record foreclosures, rising unemployment, losses in the financial markets and the current credit crunch have not only reduced the number of buyers who can buy but have also increased the number of houses that sellers need to sell.

Prices are under pressure as home sellers lower their asking price to attract a buyer, and as lenders resell their foreclosed homes below market value. And it's turning into a vicious cycle -- as many buyers need to sell their current home first -- and many sellers (unless they plan to rent) need new financing to get into their next home. As a result, a sea of real estate agents, mortgage brokers and home builders are going out of business. These professionals are in the business of serving buyers and sellers. But that's hard to do with the credit crisis when the entire real estate industry traditionally relies on mortgage lending to finance buyers and get houses sold.

What can homeowners do to sell their homes? How can buyers get financing if they can't meet the tougher lending criteria on credit scores, income verification, down payment amounts and debt ratios?

There's one local real estate professional who has found a way to make things work even with the present banking crisis. Steven Davis is the president of SMD2 Enterprises, LLC. Since 2002, his private investment company has been buying houses throughout the Dallas / Fort Worth region without ever relying on banks.

Davis' company takes over existing mortgages or brings in private lenders allowing him to pay homeowners all cash for the properties. He then offers his properties for rent or "for sale by owner" using a variety of unique seller financing programs.

By taking a long term approach and never relying on banks, business has never been better for Davis and his company.

"Most sellers are unaware of the options we offer. What they need most is a qualified buyer... and we might just be that buyer. We can buy houses in as-is condition, pay top dollar and close in just a few days. or whenever they're ready."

Steve says it's normal for people to think they must be desperate before calling him to buy their house. "It's a very common misconception. But until I look at a house and do some research, I won't know my game plan for the property or what I can offer. But after a single visit to the property and meeting with the homeowners I can let them know exactly what I can do. My offer is good for 7 days and it's only at that point, with my offer on the table, that a seller can decide if I'm going to become their buyer."

In fact, price is not an issue for Davis. As an investor, what's important to him is the determination of what income the property can produce. "It's easy to determine. I also do an appraisal and look at the recent comparable sales. Then I do whatever I can to offer a seller up to full price today -- or about what they might net sometime in the future pursuing a more conventional route. What I can pay depends on the condition, location and financing options available for that type of property. It only takes about 10 minutes to prescreen a property over the phone and to set an appointment. We typically buy 1 out of every 4 properties we see. In fact, for about half of those I have purchased, the seller pursued their other options and then came to realize that my offer was the best all along."

Davis believes the three biggest reasons a house doesn't sell are: 1) it is overpriced, 2) it is poorly marketed, or 3) it is not fixed up to show well. "I can pay a fair price on a home that needs work. I might even plan to increase the value or marketability by adding a bedroom or bath, finishing a basement or installing a new heating system. Brand new carpet and paint will go a long way to attract a qualified buyer. But I understand that many sellers don't have the time, inclination or money to remodel a house... just to get it sold. We solve that problem for sellers."

Overpricing a home could be the biggest mistake. Listing agents sometimes suggest (or a seller might decide) to ask for a higher price than needed. This might be to test the market or leave wiggle room to negotiate. However, this can backfire if the seller wants (or needs) a quick sale, or when the "days on the market" stacks up causing buyers to wonder what's wrong with the property.

Another misconception about how Steve Davis buys houses is the idea that he's probably looking for sellers in financial distress. "Look, when a seller is out of time or out of options, then I'm usually their best solution -- if their property is not over-financed. But most people headed for foreclosure are either overleveraged or actually looking to save their house. If I buy the house the seller must move. They really need to get into a more affordable home... but sometimes I can help by swapping properties."

Davis warns about companies and real estate investors who target distressed homeowners. "Recent laws have been passed in Texas that apply to any business and investor who targets people in foreclosure. Be cautious, do your research and perhaps seek legal advice when anyone wants to charge you an upfront fee for helping to get your loan modified, or... if they're promising to lease the home back to you. That rarely works out like the borrower expects and can lead to accusations of fraud. Perhaps rightly so."

What does a real estate investor like Steve Davis do with the houses he buys each month? What about the hundreds of houses his company has bought throughout Dallas, Tarrant, Denton, and Collin counties over the last 7 years? Simple. He rents them out or resells them. "We're usually managing 40 to 50 properties at any given time -- making us one of the largest owners of single family homes in the area. Each month we may have 3 to 6 houses for sale. Some we've owned for years and others we have recently bought."

With a reasonable down payment, Davis says he can sell you one of his properties using his popular owner financing programs -- even if you have damaged credit or a short job history.

"If you can afford a first month's rent, a last month's rent and a security deposit, then I can probably sell you one of my houses."

His most popular owner financing program includes the opportunity to build "sweat equity". Before repairing or remodeling a newly acquired house, Davis offers it in "as-is" condition to his buyer's list. This allows his client to do the work (to suit their own preferences) in exchange for all or part of a down payment. "I have a lot of buyers who check my website each week looking for these "fixer upper" deals. But if the home is not under contract within 10 days or so then I'll hire my contractors to fix it up completely."

Once the buyer has enough "skin" in the deal, Davis can close with owner financing at the predetermined, mutually agreed upon price and terms. Or the buyer can close with a new bank loan. According to Davis, "There are so many reasons my buyers like some time before qualifying for a mortgage. They may need to sell their house, work on their credit, establish more time on a job or establish two years of provable income on tax returns when self-employed. All our buyers are put in touch with a sharp mortgage broker who creates a plan for them. We can recommend an affordable credit repair company that can do unbelievable things given even a short 6 to 12 months to work on a file. This also helps out some sellers who have found themselves in over their head."

"We do everything we can to get our buyers permanent bank financing. It's a win-win because we pay sellers all cash and fund our deals with private lenders. Our lenders are mostly local individuals seeking alternatives to low bank CD rates. They earn 7 to 10% interest on real estate notes well-secured by our properties. When we get our buyer cashed out, we finally make our money and can payoff our investor. These investors usually want to reinvest allowing us to buy even more houses."

Unfortunately many of the mortgage programs once available are now gone. It's reported that 75% of the available lending disappeared when FHA changed their rules last October and again early this year. But, if you have money to put down and can prove your income, there are still loans available now. In fact, some rural development loans and VA loans still allow qualified buyers to borrow with no money down.

"We help all of our buyers get a bank loan as quickly as possible... or we finance them ourselves. But we've never relied on banks. That keeps us in control and maintains our sanity. But we get those loans done every chance we get. In fact, sometimes a buyer can qualify and doesn't even know it. Other times they can qualify but need a flexible seller. We're one of the most creative and flexible sellers you'll ever find," says Davis.

Does buying or selling a home have to be difficult? Maybe not!

President Obama says today's economy is the worst since the Great Depression and it may take many years to recover. Unfortunately I think he's right and so do many sharp economists."

Interested in selling your property quickly and easily? Looking to buy a new home without bank qualifying? It may be worth checking in with Steve Davis and his staff at SMD2 Enterprises, LLC. Call them at (817) 745-4575 or visit them online at www.thebetterbuyhome.com. They're in a unique position to help buyers and sellers overcome the new challenges created by the recent mortgage market meltdown and credit crisis. And if you're looking for a conservative way to earn 7-10% interest on your idle cash savings or retirement funds, call and ask for info on becoming one of their private lenders.

SMD2 Enterprises, LLC is now located at 9500 Ray White Road in Keller, Texas.

For more information or to view a list of properties for sale, just visit www.thebetterbuyhome.com

For more information or to submit your home's information for sale, just visit www.stevebuyshomes.com